Andria Townsend, Arizona mortgage loan originator, NMLS #2154631

Arizona Home Loan Guides from Andria Townsend

Plain-English answers on FHA, VA, first-time buyer programs and refinancing, from an Arizona loan officer.

Arizona Real Estate Transfer Tax: What You Pay at Closing

Arizona Real Estate Transfer Tax: What You Pay at Closingby: Andria TownsendPublished on: 26/10/2026

Arizona has no real estate transfer tax. What the constitution says, the $2 recorder fee, the sales affidavit, and closing costs you'll still see.

Arizona Real Estate Transfer Tax: What You Pay at Closing

Arizona HOA Transfer Fees at Closing: What the November 2026 Addendum Changes

Arizona HOA Transfer Fees at Closing: What the November 2026 Addendum Changesby: Andria TownsendPublished on: 20/10/2026

Arizona HOA transfer fees at closing change November 1, 2026: buyers offer one capped total and sellers pay the rest. What it means for your cash to close.

Arizona HOA Transfer Fees at Closing: What the November 2026 Addendum Changes